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Tracy Baron Garcia,

Hi, I'm Tracy.

It's all around us – the stress with women and money is real.

Women typically earn less, take career breaks for caregiving, and live longer – all contributing to financial instability and insecurity.

I learned at an early age that life can be short and not to take a day for granted. I founded TBG Prosperity to provide resources to empower you to improve your financial future so that you... can live a rich and full life, both now AND in retirement.

There can be so much stigma and intimidation around money and getting help can require already having a large amount of money.

We provide judgement-free financial help for women in a safe space, wherever you are on your financial journey.


💵 Are you early in your career and want to save more?

💵 Do you have your own business and need financial support and planning guidance?

💵 Are you mid to late-career and wondering how and when you can retire?


From hourly advice to on-going financial planning - we can set you in the right financial direction!


Working together is all about a long-term partnership in a safe, judgement-free, and easy to understand environment.

Are you ready to take action and join me to change your financial future, live your best life & get the peace of mind that you deserve?





During my career in Chicago at Northern Trust Bank, I helped advise ultra-wealthy trust clients (Fortune 100 Executives, etc.) and then was responsible for $11 Billion in Non-Profit and Fortune 500 Company 401(k) plan assets while obtaining my MBA & becoming a Senior Vice President.

After 14 years, I was ready for a new kind of growth and did a six-month sabbatical traveling the world from New Zealand to Asia to South Africa.  Visiting 30+ countries has given me a wider lens in viewing the world and in striving for economic opportunity for all.

My passion for food & wine brought me to Napa where I met my Husband and led financial planning for two world-class wineries. I presented financial concepts to co-workers often and knew I could use my experience to do more to help women use money to create more financial security and live a life they love. And that is how TBG Prosperity began.

I am a CERTIFIED FINANCIAL PLANNER™, have an MBA in Finance & Strategy from Northwestern University Kellogg School of Management, a Certificate in Personal Financial Planning from University of California, Berkeley and an undergraduate Finance degree from the University of Illinois and love watching Big Ten basketball - Go Illini!! 

No one is perfect with their money.

For prosperity to happen, we need to be bold, we need to work together, and we need to talk about money more.

Are you with me?

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Thank You for Joining TBG Prosperity - Here's to Your Financial Future!!

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